Last updated: July 01, 2021


1.1. These Terms of Use, including our Privacy Policy and all other polices that may be posted on the Citiblu’s website (“Website”) set out the terms on which we offer you access to use our Website. All of our policies are incorporated into these Terms of Use. You agree to comply with all of our policies and in particular these Terms of Use when you access and use our Website.
1.2. It is your responsibility to familiarise yourself with these Terms and check them regularly for any updates.
1.3. By accessing the application and using our services, you agree to all the terms set out in these Terms of Use. Should you not agree to these terms, or any of our updates or changes there to as dealt with below, you should not access or use the Website.
1.4. When we refer to “users”, “you” or “your” we mean you, the person accessing or using the Website.
1.5. In order to use this Website you confirm that you are 18 years or older, or that you have been duly assisted by parent/s or legal guardian to consent to these terms.
1.6. These terms of use contain provisions that appear in similar text and style to this clause and which may:
1.6.1. limit the risk or liability of Citiblu or a third party; and/or
1.6.2. may create risk or liability for the user; and/or
1.6.3. may compel the user to indemnify Citiblu or a third party; and/or
1.6.4. serves as an acknowledgement, by the user, of a fact.
1.7. Your attention is drawn to these Terms of Use because they are important and should be carefully noted.
1.8. If there is any provision in these Terms of Use that you do not understand, it is your responsibility to ask us to explain it to you before you accept the of Use or continue using the Website.


2.1. The Website is made available free of charge.
2.2. As a condition of your use of the Website, you agree that you will not:
2.2.1. distribute viruses or any other technologies that may harm the Website or the interests or property of Citiblu or other users;
2.2.2. copy, modify, resell, or distribute any content on the Website without our consent;
2.2.3. use any robot spider, scraper or other automated means to access the Website and collect content for any purpose without our express written permission;
2.2.4. use any meta tags, search terms, key terms, or the like that contain the Website’s name or trademarks used on the Website;
2.2.5. engage in any activity that interferes with the Website or another user’s ability to use the Website;
2.2.6. modify, create derivative works from, reverse engineer, decompile or disassemble any technology used to provide the website and the services offered on the Website; or
2.2.7. assist or encourage any third party in engaging in any activity prohibited by these Terms of Use.
2.2.8. All personal information such as passwords, and any activity on the member’s account shall be the sole responsibility of that member;
2.2.9. Harvest or otherwise collect information about others, including email addresses, without their consent or otherwise violate the privacy of another person; or
2.2.10. bypass measures used to prevent or restrict access to the Website.
2.3. We reserve the right at our discretion to restrict a user’s usage of the site either temporarily or permanently, or to refuse a user’s registration.
2.4. You understand and agree that the information, details and descriptions set out on this Website, including the details regarding the products and services may change from time to time. This Website may therefore not always contain the correct or most up-to-date information, details and descriptions relating to our Services.


3.1. Any and all copyright relating to the Website, including these terms and conditions, is held by Citiblu. All rights not expressly given are reserved. Much of what you see on the Website is produced by Citiblu. You may download, view and print content from this site only for private and non-commercial ends, if you do so, you agree not to remove any watermark or other mark on any image. If you do use any content from the Website as aforementioned, ensure that Citiblu is cited as the source with a very visible credit and direct link to the relevant page on the Website publication. To obtain permission for commercial use of any content from this site, please send an email to Abelphard Murimbika at
3.2. All content, trademarks and data on this Website, including but not limited to software, databases, text, graphics, icons, links, private information, designs and agreements, are the property of or under licence of Citiblu. As such they are protected by local and international legislation and agreements.


4.1. It is a term and condition of the use of this Website that you expressly agree that the use of the Website is entirely at your own risk. The Website and all content on the Website is provided on an “as is” basis, and Citiblu makes no representations or warranty of any kind, whether express or implied, to the accuracy of the contents on the Website.
4.2. Citiblu does not warrant that the functions provided by the site will be uninterrupted or error-free, or that the site or the server is free from viruses or other harmful components, although every effort is made to prevent this.
4.3. Citiblu will not be liable for any direct, indirect, incidental, special or consequential loss or damages which might arise from your use of, or reliance upon, the website or the content contained in the website; or your inability to use the website, and/or unlawful activity on the website and/or any linked third party website.
4.4. You hereby indemnify Citiblu against any loss, claim or damage which may be suffered by yourself or any third party arising in any way from your use of this website and/or any linked third party website.


5.1. In order to ensure the security and reliable operation of the Website for all users, Citiblu reserves the right at its discretion to take whatever action it finds necessary to preserve the security, integrity and reliability of its network and back-office applications.
5.2. Any user who commits any of the offences detailed in Chapter 13 of the Electronic Communications and Transactions Act 2002 (specifically sections 85 to 88, inclusive) will, notwithstanding criminal prosecution, be liable for all resulting liability, loss or damages suffered and/or incurred by Citiblu and its affiliates, agents and/or partners.


The Site may use cookie and tracking technology depending on the features offered. Cookie and tracking technology are useful for gathering information such as browser type and operating system, tracking the number of visitors to the Site, and understanding how visitors use the Site. Cookies can also help customize the Site for visitors. Personal information cannot be collected via cookies and other tracking technology; however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.


7.1. These terms and the other policies posted on the Website constitute the entire agreement between Citiblu and you.
7.2. This agreement is governed by the laws of the Republic of South Africa. You agree that any claim or dispute you may have against Citiblu must be resolved by in the courts of the Republic of South Africa.
7.3. If we don’t enforce any particular provision, we are not waiving our right to do so later. If a court strikes down any of these terms, the remaining terms will survive.
7.4. We may update these Terms of Use at any time and in our sole discretion. Any such change will be effective from the date of being posted on the Website.